Marana Down Payment Assistance
See how Marana-area buyers can use the Pima Tucson Homebuyer's Solution, which offers 2% to 5% of the loan as deferred assistance (5% only with its EDGE rate buy-down), or statewide Home Plus at up to 4%.
Population
52,007
Median Home Price
$395,000
Median Income
$72,000
Pima Tucson DPA
Up to 5%
Down Payment Assistance in Marana, Arizona
Marana is the fastest-growing community in the Tucson metro, attracting families seeking newer homes and excellent schools. With a median home price around $395,000, Marana offers excellent value with modern amenities.
Marana falls within Pima County, so buyers here can use the Pima Tucson Homebuyer's Solution (2% to 5% of the loan, deferred) and Home Plus Arizona (up to 4%), plus Pima Tucson Lighthouse when a funding round is open. Many new construction homes fall within DPA purchase price limits.
Gladden Farms and Continental Reserve are popular master-planned communities with strong HOAs and community amenities. Dove Mountain offers luxury living near world-class resorts. The ongoing construction means buyers can often find new homes with DPA assistance.
DPA Program Note
Excellent DPA market with new construction within program limits. Popular with first-time buyers.
Why Marana for Homeownership?
Key factors that make Marana an excellent market for buyers using down payment assistance.
Fastest growing Tucson suburb
Master-planned communities
Top-rated Marana schools
New construction abundance
Major Employers in Marana
Marana's diverse economy provides stable employment for home buyers qualifying for DPA programs.
Popular Marana-Area Communities
Explore neighborhoods and suburbs in the Marana area where DPA programs can help you buy a home.
DPA Eligibility in Marana
Most Marana-area buyers who meet the following criteria can qualify for Arizona down payment assistance programs.
- Income within the program's limit (the Homebuyer's Solution and Home Plus each use one cap for every household size; Lighthouse rounds scale by household size)
- A credit score at or above the program floor (640 for the Pima Tucson Homebuyer's Solution; Home Plus sets its own, and lenders can require more)
- Purchasing a primary residence in Arizona
- Completing a HUD-approved homebuyer education course (available online)
- Working with a lender that participates in the program (we confirm whether yours can go through Cornerstone First Mortgage)
- Staying within the loan or price limits that apply (the Homebuyer's Solution follows agency loan limits)
Eligibility requirements vary by program. Contact the Cook Brothers Mortgage Team for a personalized eligibility assessment based on your specific financial situation and the Marana area where you plan to buy.
Marana DPA FAQs
How much down payment assistance can I get in Marana?
The Pima Tucson Homebuyer's Solution offers Marana buyers deferred assistance of 2% to 5% of the loan amount, with the 5% level available only alongside its EDGE rate buy-down. Home Plus Arizona offers up to 4%. Pima Tucson Lighthouse adds 4% for first-time buyers only while a funding round is open. Because each percentage applies to the loan rather than the price, the dollar amount depends on the mortgage you take.
What are the income limits for DPA in Pima County?
Each program counts income its own way. The Pima Tucson Homebuyer's Solution uses one cap for every household size: $155,386 with FHA, VA, USDA-RD or Fannie Mae HFA Preferred loans, and $79,840 with its 80%-of-AMI conventional options. Home Plus Arizona caps the borrowers' income at $155,386 statewide for 2026. Lighthouse, when a round is open, sets limits by household size. Contact us and we'll check the one that fits your purchase.
Do I have to be a first-time buyer to use DPA in Marana?
No. The Pima Tucson Homebuyer's Solution and Home Plus Arizona both accept repeat buyers; only Lighthouse, when a round is open, is limited to first-time buyers. If you've owned a home before, you may still qualify for assistance in Marana.
Check Your Eligibility in Marana
Take our free 60-second quiz to see which Arizona DPA programs you may qualify for in the Marana area. Answering won't affect your credit, and there's no obligation.
Cook Brothers Mortgage Team at Cornerstone First Mortgage | NMLS #173855